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On current trends, things are likely to get worse. Technology and service innovation are key drivers of change in Retail Banking and Insurance. Download as a PDF: Engaging with new specialist talent pools e. Grant Bourbousson, digital and customer director at Tesco Bank, adds: In recent years the large UK banks have embarked on major programme of branch closures in an attempt to cut costs in the face of downward pressure on profits.

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Each new local bank would have a public service mandate to serve the common good by the provision of financial services according to the following principles:.

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Companies owned by RBS fined £2m for forging documents

The result is that there are now 1, communities across the UK with no bank and another with only one bank remaining, leaving many vulnerable customers and businesses without access to essential services. In other countries local banking sectors play a key role in promoting local economies, and these banks are often characterised by stakeholder ownership and governance — in other words the mission of the bank is not to maximise profits but to optimise returns to a range of stakeholders, including customers and the broader local economy. Thank you for subscribing We have more newsletters Show me See our privacy notice. Register for news Email address Submit Submit. For talent acquisition this typically means:. We can scale quickly and flexibly to include on-shore, near-shore and off-shore services as your needs require. On current trends, things are likely to get worse.

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